/* ============================================
   ACHE Group — Dirección A · Institucional
   Design tokens + componentes
   ============================================ */

/* --- Reset & Base --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --ink: #0F2A4A;
    --ink-deep: #091E37;
    --accent: #2563EB;
    --accent-light: #60A5FA;
    --accent-soft: #93C5FD;
    --paper: #F8FAFC;
    --paper-alt: #F1F5F9;
    --surface: #FFFFFF;
    --surface-tint: #EFF6FF;
    --input-bg: #F8FAFC;
    --border: #E2E8F0;
    --border-card: #E2E8F0;
    --border-strip: #CBD5E1;
    --text-body: #475569;
    --text-muted: #64748B;
    --text-soft: #64748B;
    --band-bg: linear-gradient(135deg, #1E40AF 0%, #2563EB 100%);
    --band-text: #FFFFFF;
    --radius-btn: 8px;
    --radius-card: 14px;
    --radius-tile: 12px;
    --radius-pill: 999px;
    --radius-input: 9px;
    --shadow-card: 0 18px 40px -24px rgba(15,42,74,.35);
    --shadow-form: 0 24px 60px -34px rgba(15,42,74,.35);
    --shadow-hero-card: 0 30px 60px -20px rgba(0,0,0,.45);
    --gradient-dark: linear-gradient(135deg, #0F2A4A 0%, #1E3A5F 50%, #1E40AF 100%);
    --gradient-hero: linear-gradient(160deg, #091E37 0%, #0F2A4A 40%, #1A365D 100%);
    --gradient-btn: linear-gradient(135deg, #2563EB 0%, #1D4ED8 100%);
}

html { scroll-behavior: smooth; }

body {
    font-family: 'Public Sans', sans-serif;
    color: var(--text-body);
    background: var(--paper);
    line-height: 1.65;
    font-size: 16.5px;
    -webkit-font-smoothing: antialiased;
}

h1, h2, h3 {
    font-family: 'Spectral', serif;
    color: var(--ink);
    font-weight: 600;
    letter-spacing: -.01em;
    line-height: 1.06;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; height: auto; display: block; }

/* --- Layout --- */
.wrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 56px;
}

/* --- Eyebrow --- */
.ey {
    font-size: 12px;
    font-weight: 700;
    letter-spacing: .24em;
    text-transform: uppercase;
    color: var(--accent);
    font-family: 'Public Sans', sans-serif;
}

/* --- Buttons --- */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    font-weight: 600;
    font-size: 15px;
    border-radius: var(--radius-btn);
    padding: 13px 22px;
    cursor: pointer;
    text-decoration: none;
    border: none;
    font-family: inherit;
    transition: transform .15s, box-shadow .15s, background .15s;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn-gold { background: var(--gradient-btn); color: #fff; }
.btn-gold:hover { background: linear-gradient(135deg, #1D4ED8 0%, #1E40AF 100%); }

.btn-ghost {
    background: transparent;
    color: var(--ink);
    border: 1.5px solid rgba(11,34,57,.28);
}
.btn-ghost-light {
    background: transparent;
    color: var(--paper);
    border: 1.5px solid rgba(246,243,236,.35);
}

.btn-ink { background: var(--ink); color: var(--paper); }
.btn-ink:hover { background: #091d30; }

/* --- Topbar --- */
.topbar {
    background: var(--ink);
    color: rgba(226,232,240,.78);
    font-size: 12.5px;
}
.topbar .wrap {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 42px;
}
.topbar-left, .topbar-right {
    display: flex;
    gap: 24px;
    align-items: center;
}
.topbar a {
    color: rgba(226,232,240,.78);
    display: inline-flex;
    align-items: center;
    gap: 7px;
    transition: color .15s;
}
.topbar a:hover { color: var(--accent-light); }
.topbar .pill {
    border: 1px solid rgba(96,165,250,.55);
    color: var(--accent-light);
    border-radius: var(--radius-pill);
    padding: 5px 14px;
}
.topbar .pill:hover { background: rgba(37,99,235,.15); }

/* --- Navbar --- */
.navbar {
    background: var(--paper);
    border-bottom: 1px solid var(--border);
    position: sticky;
    top: 0;
    z-index: 100;
}
.navbar .wrap {
    display: flex;
    align-items: center;
    height: 86px;
    gap: 40px;
}
.nav-logo { flex-shrink: 0; display: flex; align-items: center; }
.logo-img { height: 48px; width: auto; object-fit: contain; }
.logo-img-light { filter: brightness(0) invert(1); opacity: .85; }
.nav-links {
    display: flex;
    gap: 30px;
    margin-left: auto;
}
.nav-links a {
    color: #33414F;
    font-size: 15px;
    font-weight: 500;
    transition: color .15s;
}
.nav-links a:hover { color: var(--ink); }
.nav-links a.active { color: var(--ink); font-weight: 700; }
.nav-toggle { display: none; background: none; border: none; cursor: pointer; color: var(--ink); padding: 8px; }
.toggle-close { display: none; }

.nav-menu {
    display: flex;
    align-items: center;
    gap: 30px;
    margin-left: auto;
}

/* --- Hero --- */
.hero {
    background: var(--gradient-hero);
    color: #E2E8F0;
    position: relative;
    overflow: hidden;
}
.hero .wrap {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 48px;
    padding-top: 92px;
    padding-bottom: 96px;
    position: relative;
    z-index: 2;
}
.hero .ey { color: var(--accent-light); }
.hero h1 {
    color: #F8FAFC;
    font-size: 67px;
    line-height: 1.02;
    margin: 22px 0 0;
}
.hero h1 em {
    font-style: italic;
    color: var(--accent-light);
}
.hero .sub {
    font-size: 18.5px;
    line-height: 1.6;
    color: rgba(226,232,240,.85);
    max-width: 480px;
    margin: 24px 0 34px;
}
.cta { display: flex; gap: 14px; flex-wrap: wrap; }

/* Trust stats */
.trust {
    display: flex;
    gap: 30px;
    margin-top: 42px;
    padding-top: 28px;
    border-top: 1px solid rgba(246,243,236,.16);
}
.trust-item .trust-n {
    font-family: 'Spectral', serif;
    font-size: 30px;
    color: var(--accent-light);
    font-weight: 600;
}
.trust-item .trust-t {
    font-size: 12.5px;
    color: rgba(226,232,240,.7);
    line-height: 1.35;
    margin-top: 3px;
    max-width: 150px;
}

/* Hero art */
.hero-art {
    position: relative;
    display: flex;
    align-items: center;
    justify-content: center;
}
.hero-ring {
    position: absolute;
    border: 1.5px solid rgba(96,165,250,.3);
    border-radius: 50%;
}
.hero-ring-outer { width: 460px; height: 460px; }
.hero-ring-inner { width: 320px; height: 320px; border-color: rgba(96,165,250,.55); }

.card-quote {
    position: relative;
    z-index: 3;
    background: var(--paper);
    color: var(--ink);
    border-radius: var(--radius-card);
    padding: 26px;
    width: 320px;
    box-shadow: var(--shadow-hero-card);
}
.card-quote .tag {
    font-size: 11px;
    letter-spacing: .18em;
    text-transform: uppercase;
    color: var(--accent);
    font-weight: 700;
}
.card-quote h3 { font-size: 20px; margin: 8px 0 14px; }
.card-quote .row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid var(--border);
    font-size: 14px;
}
.card-quote .row:last-of-type { border-bottom: none; }
.card-quote .row strong { color: var(--ink); }
.card-quote .row .highlight { color: var(--accent); font-weight: 700; }
.card-quote .btn { width: 100%; justify-content: center; margin-top: 18px; }

/* --- Insurers strip --- */
.strip {
    background: var(--paper-alt);
    border-bottom: 1px solid var(--border-strip);
}
.strip .wrap {
    display: flex;
    align-items: center;
    gap: 40px;
    min-height: 96px;
    padding-top: 22px;
    padding-bottom: 22px;
}
.strip-label {
    font-size: 12.5px;
    color: #64748B;
    max-width: 150px;
    line-height: 1.4;
    font-weight: 500;
}
.strip-logos {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px 40px;
    align-items: center;
    justify-items: center;
    margin-left: auto;
    flex: 1;
    max-width: 620px;
}
.strip-logo-img {
    height: 34px;
    width: auto;
    object-fit: contain;
    filter: grayscale(100%) opacity(0.5);
    transition: filter .25s;
}
.strip-logo-img:hover {
    filter: grayscale(0%) opacity(1);
}

/* --- Section --- */
.sec { padding: 96px 0; }
.sec-head { max-width: 620px; }
.sec-head h2 { font-size: 44px; margin: 14px 0 0; }
.sec-head p {
    font-size: 16.5px;
    line-height: 1.65;
    margin: 16px 0 0;
    color: var(--text-soft);
}

/* --- Services grid --- */
.grid3 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 22px;
    margin-top: 52px;
}
.svc-card {
    background: var(--surface);
    border: 1px solid var(--border-card);
    border-radius: var(--radius-card);
    padding: 32px 30px;
    transition: border-color .2s, box-shadow .2s;
}
.svc-card:hover {
    border-color: var(--accent);
    box-shadow: var(--shadow-card);
}
.svc-icon {
    width: 56px;
    height: 56px;
    border-radius: var(--radius-tile);
    background: var(--surface-tint);
    color: var(--ink);
    display: flex;
    align-items: center;
    justify-content: center;
}
.svc-card h3 { font-size: 21px; margin: 22px 0 9px; }
.svc-card p { font-size: 14.5px; line-height: 1.6; color: var(--text-muted); }
.svc-more {
    margin-top: 18px;
    display: inline-flex;
    align-items: center;
    gap: 7px;
    color: var(--accent);
    font-weight: 600;
    font-size: 14px;
}

/* --- Why section (dark blue gradient) --- */
.why { background: var(--gradient-dark); color: #E2E8F0; }
.why .wrap {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    padding: 90px 56px;
}
.why h2 { color: #F8FAFC; font-size: 40px; line-height: 1.08; }
.why .ey { color: var(--accent-light); }
.why .lead {
    font-size: 16.5px;
    line-height: 1.7;
    color: rgba(226,232,240,.85);
    margin: 18px 0 0;
}

/* Stats grid */
.stats-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1px;
    background: rgba(226,232,240,.14);
    border: 1px solid rgba(226,232,240,.14);
    border-radius: var(--radius-tile);
    overflow: hidden;
    margin-top: 40px;
}
.stat {
    background: rgba(15,42,74,.6);
    padding: 26px 24px;
}
.stat .stat-n {
    font-family: 'Spectral', serif;
    font-size: 42px;
    color: var(--accent-light);
    font-weight: 600;
    line-height: 1;
}
.stat .stat-l {
    font-size: 13px;
    color: rgba(226,232,240,.72);
    margin-top: 8px;
    line-height: 1.4;
}

/* Pillars */
.pillars { display: flex; flex-direction: column; gap: 24px; }
.pillar {
    display: flex;
    gap: 18px;
    padding-bottom: 24px;
    border-bottom: 1px solid rgba(226,232,240,.14);
}
.pillar:last-child { border-bottom: none; padding-bottom: 0; }
.pillar-icon {
    flex: none;
    width: 46px;
    height: 46px;
    border-radius: 10px;
    border: 1px solid rgba(96,165,250,.4);
    color: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
}
.pillar h3 { color: #F8FAFC; font-size: 19px; margin: 0 0 6px; }
.pillar p { font-size: 14px; line-height: 1.6; color: rgba(226,232,240,.74); }

/* --- Producer band --- */
.band-producer { background: var(--band-bg); color: var(--band-text); }
.band-producer .wrap {
    display: flex;
    align-items: center;
    gap: 40px;
    padding: 54px 56px;
}
.band-producer .ey { color: rgba(255,255,255,.7); }
.band-producer h2 {
    color: #FFFFFF;
    font-size: 34px;
    line-height: 1.1;
    max-width: 620px;
}
.band-producer p {
    margin: 10px 0 0;
    font-size: 15.5px;
    color: rgba(255,255,255,.8);
    max-width: 560px;
    line-height: 1.55;
}
.band-producer .btn { margin-left: auto; flex: none; }
.band-producer .btn-ink { background: #FFFFFF; color: var(--ink); }
.band-producer .btn-ink:hover { background: #F1F5F9; }

/* --- Contact section --- */
.contact .wrap {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start;
}
.contact h2 { font-size: 40px; line-height: 1.08; }
.contact .lead {
    font-size: 16.5px;
    line-height: 1.7;
    color: var(--text-soft);
    margin: 18px 0 28px;
}
.contact-item {
    display: flex;
    gap: 14px;
    align-items: center;
    padding: 14px 0;
    border-top: 1px solid var(--border);
    font-size: 15px;
    color: #33414F;
}
.contact-icon {
    width: 42px;
    height: 42px;
    border-radius: 10px;
    background: var(--surface-tint);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
    flex: none;
}

/* Form */
.form-card {
    background: var(--surface);
    border: 1px solid var(--border-card);
    border-radius: 16px;
    padding: 34px;
    box-shadow: var(--shadow-form);
}
.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}
.form-card label {
    display: block;
    font-size: 12.5px;
    font-weight: 600;
    color: var(--text-body);
    margin: 16px 0 7px;
}
.form-card label:first-child { margin-top: 0; }
.inp {
    width: 100%;
    border: 1px solid #DFD8C9;
    border-radius: var(--radius-input);
    padding: 13px 14px;
    font-size: 14.5px;
    color: var(--ink);
    background: var(--input-bg);
    font-family: inherit;
    transition: border-color .15s;
}
.inp:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 3px rgba(37,99,235,.1); }
.form-card .btn-gold {
    width: 100%;
    justify-content: center;
    margin-top: 22px;
    padding: 15px;
}
.form-msg {
    margin-top: 14px;
    padding: 12px;
    border-radius: var(--radius-btn);
    font-size: 14px;
    text-align: center;
    display: none;
}
.form-msg.success { display: block; background: #e8f5e9; color: #2e7d32; }
.form-msg.error { display: block; background: #ffeef0; color: #c62828; }

/* --- Footer --- */
.footer { background: var(--ink-deep); color: rgba(226,232,240,.7); }
.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 1fr 1fr 1fr;
    gap: 40px;
    padding: 70px 56px 30px;
}
.footer h4 {
    color: #F8FAFC;
    font-size: 13px;
    letter-spacing: .16em;
    text-transform: uppercase;
    margin: 0 0 18px;
    font-family: 'Public Sans', sans-serif;
    font-weight: 700;
}
.footer a {
    display: block;
    color: rgba(226,232,240,.7);
    font-size: 14px;
    margin-bottom: 11px;
    transition: color .15s;
}
.footer a:hover { color: var(--accent-light); }
.footer-about {
    font-size: 14px;
    line-height: 1.65;
    margin: 18px 0 0;
    max-width: 300px;
}
.footer-social {
    display: flex;
    gap: 12px;
    margin-top: 20px;
}
.footer-social a {
    width: 40px;
    height: 40px;
    border: 1px solid rgba(226,232,240,.2);
    border-radius: 9px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0;
}
.footer-social a:hover { border-color: var(--accent); color: var(--accent-light); }
.footer-bottom {
    border-top: 1px solid rgba(226,232,240,.12);
    margin-top: 10px;
}
.footer-bottom .wrap {
    padding: 22px 56px;
    font-size: 12.5px;
    color: rgba(226,232,240,.5);
}

/* ============================================
   Servicios page
   ============================================ */

/* Page hero */
.page-hero { background: var(--gradient-hero); color: #E2E8F0; }
.page-hero .wrap { padding: 64px 56px 70px; }
.crumb {
    font-size: 13px;
    color: rgba(233,228,218,.6);
    margin-bottom: 20px;
}
.crumb b { color: var(--accent-light); font-weight: 600; }
.page-hero .ey { color: var(--accent-light); }
.page-hero h1 {
    color: #F8FAFC;
    font-size: 56px;
    line-height: 1.04;
    max-width: 780px;
    margin-top: 14px;
}
.page-hero p {
    font-size: 18px;
    line-height: 1.6;
    color: rgba(226,232,240,.85);
    max-width: 620px;
    margin: 22px 0 0;
}
.seg-pills { display: flex; gap: 12px; margin-top: 34px; }
.seg-pill {
    border: 1px solid rgba(96,165,250,.4);
    border-radius: var(--radius-pill);
    padding: 9px 18px;
    font-size: 13.5px;
    color: var(--accent-light);
    font-weight: 600;
}

/* Detail cards */
.dgrid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 22px;
    margin-top: 50px;
}
.dcard {
    background: var(--surface);
    border: 1px solid var(--border-card);
    border-radius: 16px;
    padding: 34px;
    display: flex;
    gap: 24px;
}
.dcard-icon {
    flex: none;
    width: 60px;
    height: 60px;
    border-radius: var(--radius-card);
    background: var(--gradient-dark);
    color: var(--accent-light);
    display: flex;
    align-items: center;
    justify-content: center;
}
.dcard-body { flex: 1; }
.dcard h3 { font-size: 23px; margin: 0 0 6px; }
.dcard .lead-text {
    font-size: 14.5px;
    line-height: 1.6;
    color: var(--text-muted);
    margin: 0 0 16px;
}
.dcard ul {
    list-style: none;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 9px 18px;
}
.dcard li {
    font-size: 13.5px;
    color: var(--text-body);
    display: flex;
    gap: 9px;
    align-items: flex-start;
    line-height: 1.4;
}
.dcard li .ck {
    flex: none;
    color: var(--accent);
    margin-top: 1px;
}

/* Forms section */
.forms-sec { background: var(--paper-alt); border-top: 1px solid var(--border-strip); border-bottom: 1px solid var(--border-strip); }
.forms-sec .wrap { padding: 80px 56px; }
.fgrid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px;
    margin-top: 42px;
}
.fcard {
    background: var(--surface);
    border: 1px solid #E5DECF;
    border-radius: var(--radius-tile);
    padding: 22px;
    display: flex;
    flex-direction: column;
    gap: 16px;
    transition: border-color .2s;
}
.fcard:hover { border-color: var(--accent); }
.fcard-doc {
    width: 38px;
    height: 38px;
    border-radius: 9px;
    background: var(--surface-tint);
    color: var(--ink);
    display: flex;
    align-items: center;
    justify-content: center;
}
.fcard-title {
    font-family: 'Spectral', serif;
    font-size: 17px;
    color: var(--ink);
    font-weight: 600;
    line-height: 1.2;
}
.fcard-dl {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--accent);
    font-size: 13px;
    font-weight: 600;
}

/* Steps */
.steps-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    margin-top: 50px;
    border-top: 2px solid var(--border-strip);
}
.step {
    padding: 30px 26px 0;
    border-right: 1px solid var(--border);
    position: relative;
}
.step:last-child { border-right: none; }
.step::before {
    content: "";
    position: absolute;
    top: -2px;
    left: 0;
    width: 46px;
    height: 2px;
    background: var(--accent);
}
.step .step-n {
    font-family: 'Spectral', serif;
    font-size: 34px;
    color: var(--accent);
    font-weight: 600;
}
.step h3 { font-size: 19px; margin: 12px 0 8px; }
.step p { font-size: 14px; line-height: 1.55; color: var(--text-muted); }

/* CTA Band (dark gradient) */
.band-cta { background: var(--gradient-dark); }
.band-cta .wrap {
    display: flex;
    align-items: center;
    gap: 40px;
    padding: 64px 56px;
}
.band-cta .ey { color: var(--accent-light); }
.band-cta h2 {
    color: #F8FAFC;
    font-size: 38px;
    line-height: 1.06;
    max-width: 640px;
    margin-top: 12px;
}
.band-cta p {
    color: rgba(226,232,240,.78);
    margin: 10px 0 0;
    font-size: 15.5px;
    max-width: 520px;
    line-height: 1.55;
}
.band-cta .btn { margin-left: auto; flex: none; }

/* ============================================
   Nosotros page
   ============================================ */

.about-grid {
    display: grid;
    grid-template-columns: 1.2fr .8fr;
    gap: 60px;
    align-items: start;
}
.about-text h2 { font-size: 40px; margin: 14px 0 0; line-height: 1.08; }
.about-text p { font-size: 16.5px; line-height: 1.7; color: var(--text-soft); margin: 18px 0 0; }
.about-values { margin-top: 40px; display: flex; flex-direction: column; gap: 24px; }
.about-value {
    display: flex;
    gap: 18px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--border);
}
.about-value:last-child { border-bottom: none; padding-bottom: 0; }
.about-value-icon {
    flex: none;
    width: 46px;
    height: 46px;
    border-radius: 10px;
    background: var(--surface-tint);
    color: var(--accent);
    display: flex;
    align-items: center;
    justify-content: center;
}
.about-value h3 { font-size: 18px; margin: 0 0 6px; }
.about-value p { font-size: 14px; line-height: 1.6; color: var(--text-muted); margin: 0; }

.about-stats-col { position: sticky; top: 120px; }
.about-stat-card {
    background: var(--gradient-dark);
    border-radius: 16px;
    padding: 10px;
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1px;
    overflow: hidden;
}
.about-stat {
    background: rgba(15,42,74,.6);
    padding: 30px 24px;
    border-radius: 10px;
}
.about-stat-n {
    font-family: 'Spectral', serif;
    font-size: 42px;
    color: var(--accent-light);
    font-weight: 600;
    line-height: 1;
}
.about-stat-l {
    font-size: 13px;
    color: rgba(226,232,240,.72);
    margin-top: 8px;
    line-height: 1.4;
}

/* Insurers grid */
.insurers-sec { background: var(--paper-alt); border-top: 1px solid var(--border-strip); }
.insurers-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
    margin-top: 42px;
}
.insurer-card {
    background: var(--surface);
    border: 1px solid var(--border-card);
    border-radius: var(--radius-card);
    padding: 30px 24px;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 16px;
    text-align: center;
    transition: border-color .2s, box-shadow .2s;
}
.insurer-card:hover { border-color: var(--accent); box-shadow: var(--shadow-card); }
.insurer-card img { height: 44px; width: auto; object-fit: contain; }
.insurer-card span { font-size: 14px; font-weight: 600; color: var(--text-body); }

/* ============================================
   Contacto page extras
   ============================================ */

.contact-item div strong {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--ink);
    margin-bottom: 2px;
}
.form-title {
    font-size: 22px;
    margin: 0 0 4px;
}
.form-subtitle {
    font-size: 14px;
    color: var(--text-muted);
    margin: 0 0 8px;
    line-height: 1.5;
}

/* ============================================
   Productores page
   ============================================ */

.page-hero-producer {
    background: var(--band-bg);
}
.producer-checklist {
    margin-top: 32px;
    display: flex;
    flex-direction: column;
    gap: 14px;
}
.producer-check {
    display: flex;
    align-items: center;
    gap: 12px;
    font-size: 15px;
    color: var(--text-body);
    font-weight: 500;
}
.producer-check .ck {
    flex: none;
    color: var(--accent);
}

/* ============================================
   Responsive
   ============================================ */

@media (max-width: 1023px) {
    .wrap { padding: 0 32px; }

    /* Nav mobile */
    .nav-toggle { display: block; }
    .nav-menu {
        display: none;
        position: absolute;
        top: 86px;
        left: 0;
        right: 0;
        background: var(--paper);
        border-bottom: 1px solid var(--border);
        flex-direction: column;
        align-items: stretch;
        padding: 12px 20px 20px;
        gap: 16px;
        box-shadow: 0 10px 30px rgba(0,0,0,.1);
    }
    .nav-menu.open { display: flex; }
    .nav-menu .nav-links { flex-direction: column; align-items: stretch; gap: 4px; margin-left: 0; }
    .nav-menu .nav-links a { padding: 12px 4px; border-bottom: 1px solid var(--border); }
    .nav-menu .nav-links a:last-child { border-bottom: none; }
    .nav-menu .btn-gold { width: 100%; justify-content: center; }
    .toggle-open { display: block; }
    .nav-menu.open ~ .nav-toggle .toggle-open { display: none; }
    .nav-menu.open ~ .nav-toggle .toggle-close { display: block; }
    .navbar .wrap { position: relative; }

    /* Hero */
    .hero .wrap { grid-template-columns: 1fr; padding-top: 60px; padding-bottom: 60px; }
    .hero h1 { font-size: 46px; }
    .hero-art { margin-top: 30px; }
    .hero-ring-outer { width: 320px; height: 320px; }
    .hero-ring-inner { width: 220px; height: 220px; }

    /* Grids */
    .grid3 { grid-template-columns: repeat(2, 1fr); }
    .dgrid { grid-template-columns: 1fr; }
    .fgrid { grid-template-columns: repeat(2, 1fr); }
    .steps-grid { grid-template-columns: repeat(2, 1fr); }
    .step { border-right: none; border-bottom: 1px solid var(--border); padding-bottom: 26px; margin-bottom: 0; }
    .step:nth-child(odd) { border-right: 1px solid var(--border); }
    .step:nth-last-child(-n+2) { border-bottom: none; }

    /* Why */
    .why .wrap { grid-template-columns: 1fr; padding: 60px 32px; }
    .why h2 { font-size: 34px; }

    /* Contact */
    .contact .wrap { grid-template-columns: 1fr; }

    /* Band */
    .band-producer .wrap { flex-direction: column; padding: 40px 32px; text-align: center; }
    .band-producer .btn { margin: 16px auto 0; }
    .band-cta .wrap { flex-direction: column; padding: 40px 32px; text-align: center; }
    .band-cta .btn { margin: 16px auto 0; }

    /* Footer */
    .footer-grid { grid-template-columns: 1fr 1fr; padding: 40px 32px 20px; }

    /* Page hero */
    .page-hero h1 { font-size: 40px; }
    .page-hero .wrap { padding: 40px 32px 50px; }

    /* Nosotros */
    .about-grid { grid-template-columns: 1fr; }
    .about-stats-col { position: static; }
    .about-text h2 { font-size: 34px; }

    /* Insurers */
    .insurers-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 767px) {
    .wrap { padding: 0 20px; }

    .topbar-right .pill span,
    .topbar-left a:nth-child(2) { display: none; }

    .hero h1 { font-size: 36px; }
    .hero .sub { font-size: 16px; }
    .trust { flex-wrap: wrap; gap: 20px; }

    .hero-art { display: none; }

    .grid3 { grid-template-columns: 1fr; }
    .fgrid { grid-template-columns: 1fr; }
    .steps-grid { grid-template-columns: 1fr; }
    .step { border-right: none !important; }

    .sec { padding: 60px 0; }
    .sec-head h2 { font-size: 32px; }

    .stats-grid { grid-template-columns: 1fr 1fr; }

    .footer-grid { grid-template-columns: 1fr; gap: 30px; padding: 48px 20px 24px; }
    .footer-about { max-width: none; }
    .footer-bottom .wrap { padding: 16px 20px; }

    .strip .wrap { flex-direction: column; min-height: 0; padding: 28px 20px; gap: 20px; }
    .strip-label { text-align: center; }
    .strip-logos { margin-left: 0; width: 100%; max-width: 360px; grid-template-columns: repeat(3, 1fr); gap: 22px 18px; }
    .strip-logo-img { height: 28px; }
    .strip-label { max-width: none; text-align: center; }

    .form-row { grid-template-columns: 1fr; }

    .page-hero h1 { font-size: 32px; }
    .seg-pills { flex-wrap: wrap; }

    .dcard { flex-direction: column; }
    .dcard ul { grid-template-columns: 1fr; }

    .band-producer .wrap,
    .band-cta .wrap { padding: 32px 20px; }

    .why .wrap { padding: 40px 20px; }

    /* Nosotros mobile */
    .about-text h2 { font-size: 28px; }
    .about-stat-card { grid-template-columns: 1fr 1fr; }

    /* Insurers mobile */
    .insurers-grid { grid-template-columns: 1fr; }

    /* Producer checklist */
    .producer-checklist { gap: 10px; }
}